The Future is Now: More Health Plan Transparency
Using a multi-pronged approach, the federal government is aggressively promoting greater transparency and understanding of costs and pricing in the health care and health insurance market. Indeed, last month, the Departments of Labor, Health and Human Services, and Treasury issued new proposed regulations that expand the requirements under the existing transparency regulations relating to machine-readable…
Trump Accounts: The Basics
On December 2, 2025, the Department of the Treasury and the Internal Revenue Service (IRS) issued a notice of proposed rulemaking regarding the new “Trump accounts,” which were created by the One, Big, Beautiful Bill Act (OBBBA). The following questions and answers provide some of the basics of these new Trump accounts: Q1. What is…
IRS Releases New 401(k) Plan Contribution Limits for 2026
On November 13, 2025, the IRS released the retirement plan contribution limits for 2026. For many months now we have been talking about the new requirement effective in 2026 that those making more than $145,000 in FICA wages must make any catch-up contributions in 2026 on a Roth basis. We knew, however, that the $145,000…
New Year = New Proposed Rules Impacting Retirement Plans
The Internal Revenue Service has been busy. On Friday, January 10, 2025, the IRS issued several notices of proposed rulemaking impacting qualified retirement plans. One set of proposed rules adds to the SECURE 2.0 requirement that new defined contribution plans must include an automatic enrollment feature. The other set of proposed rules would provide guidance…
Challenge to Copay Assistance Strategy, Another PBM ERISA Preemption Lawsuit, and a Few Random Other Compliance Issues for 2025
The end of 2024 gave group health plan sponsors several new lawsuits to watch in 2025. On December 26, 2024, a class-action complaint was filed in the United States District Court for the Northern District of New York against Save On SP, LLC (SaveOnSP), Express Scripts, Inc. (Express Scripts), and Accredo Health Group Inc. (Accredo)….
DOL Confirms Cyber-Security Guidance Applies to Health & Welfare Plans
On Friday, September 6, 2024, the United States Department of Labor (DOL) confirmed that its cybersecurity guidance applies to all employee benefit plans, including health and welfare plans. In 2021, the DOL issued guidance providing best practices in cybersecurity for plan sponsors, plan fiduciaries, recordkeepers, and plan participants. The retirement plan industry took notice and…
Sign up below to receive the latest posts from ERISALINC straight to your inbox.
Thanks for subscribing!
ERISALINC provides legal insight, news, and commentary from McAfee & Taft's Employee Benefits & Executive Compensation attorneys.
The highest standards of
legal excellence
